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Terms & Conditions

Welcome to Simple Choice Benefits. By accessing or using this website, you agree to comply with and be bound by the following Terms and Conditions. Please review them carefully before using our site or services.

Use of Website

This website is provided for informational purposes only. You may use this site solely for lawful purposes and in accordance with these Terms. You agree not to use the site in any way that could damage, disable, or interfere with its proper operation.

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No Insurance Advice Disclaimer

The information provided on this website is general in nature and does not constitute legal, medical, or insurance advice. Coverage options vary based on individual circumstances. Speaking directly with a licensed insurance professional is recommended before making any Medicare-related decisions.

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Independent Insurance Agency

Simple Choice Benefits is an independent insurance agency. We are not affiliated with or endorsed by the U.S. government or the federal Medicare program. We represent multiple insurance carriers, and plan availability varies by location.

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No Cost Services

Our consultations and guidance are provided at no direct cost to you. Compensation is received from insurance carriers when enrollment occurs, in accordance with applicable laws and regulations.

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Accuracy of Information

While we strive to provide accurate and up-to-date information, we do not guarantee that all content on this website is complete, current, or error-free. Medicare rules, plan details, and availability may change.

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Third-Party Links

This website may contain links to third-party websites for your convenience. Simple Choice Benefits is not responsible for the content, privacy practices, or accuracy of information on external sites.

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Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Simple Choice Benefits and may not be reproduced, distributed, or used without prior written permission.

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Limitation of Liability

Simple Choice Benefits shall not be liable for any damages arising from the use or inability to use this website or reliance on the information provided herein.

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Changes to These Terms

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Continued use of the website constitutes acceptance of any changes.

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Contact Information

If you have questions regarding these Terms and Conditions, please contact us at:

Simple Choice Benefits
Email: info@simplechoicebenefits.com

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© Simple Choice Senior Advantage 2026

 

We represent Medicare Advantage HMO, PPO, and PFFS plans, as well as stand-alone Medicare Part D prescription drug plans. Each plan has a contract with Medicare, and enrollment depends on contract renewal.

 

We also represent multiple insurance carriers offering a variety of life insurance products, including term and permanent policies. Life insurance policies are subject to underwriting, approval, and eligibility requirements. Coverage, premiums, and benefits may vary based on age, health, and other factors. Not all applicants will qualify for all products.

 

We do not offer every plan or product available in your area. Currently, we represent multiple organizations offering a range of Medicare and life insurance options. To learn about all available Medicare options, please visit Medicare.gov, call 1-800-MEDICARE (TTY: 1-877-486-2048), or contact your local State Health Insurance Assistance Program (SHIP).

 

If you are turning 65, new to Medicare, losing employer coverage, or moving to a new area, you may be eligible to enroll. Other qualifying life events may also apply.

 

Costs, coverage, benefits, and availability vary by location. Not all plans offer the same benefits, and there may be no plan available in your area that includes all benefits described.

 

Simple Choice Senior Benefits complies with applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, sex, gender identity, sexual orientation, religion, ancestry, health status, or need for health services. Free language interpreter services are available upon request.

 

For more information, please review our full Accessibility, Non-Discrimination, and Language Assistance notices.

 

Last updated: 04/17/2026

© 2026 Simple Choice Senior Advantage. All Rights Reserved.

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